drivers in the state of Montana are not required to have insurance while driving on Montana roads.

That's BULLSH-T.

We are all required to have it in our vehicles or it's a ticket. If motorcyclists crash into you, you're on your own. Sorry about the $3,000 in damages to your car. Oh, and sorry about the eye surgery you may need to remove glass from your cornea.

I guess it's just not your lucky day.

How could a state not require that? It's a total disregard for its citizens and their protections on the road.

That has to change.