At the time of this writing, it's 36 days until Valentine's Day.  So why am I writing this now?  Because for many people, Valentine's Day comes at the worst possible time: The day before payday.

Most jobs that I've had in the last decade or so pay their employees  on the 15th and the last day of the month. For people living paycheck to paycheck, the 14th is the poorest day of the month.  It's Ramen Noodle day.

Ladies:  If you've got an often-broke-ass boyfriend, you'd better start making your wishes known now so he's got a chance at getting something put together before it's too late...otherwise, just enjoy your daisies from the floral department at Albertson's and your meal at Golden Corral.

If you do manage to swing a fancy date, here's my top picks that are likely to fill up fast:

Local Kitchen

The Fieldhouse

Bistro Enzo

Ciao Mambo

Walkers